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Chapter 7 Bankruptcy in Cincinnati

For those experiencing financial hardship, Chapter 7 bankruptcy can offer critical financial relief. Central to Chapter 7 bankruptcy is the discharge of a debtor’s unsecured debt. However, it is important to note that there are other debts, including most student loans, which are not dischargeable.

Consulting with an experienced lawyer can be critical to understanding all beneficial financial options. Furthermore, the complicated and confusing process of determining Chapter 7 eligibility can be alleviated with the legal advice of an experienced lawyer. Chapter 7 bankruptcy can offer individuals a fresh start to financial freedom.

Determining Chapter 7 Eligibility

Eligibility for Chapter 7 bankruptcy is most readily determined through the Means Test, whereby individuals may compare their income to the average income of their region. When granted, Chapter 7 bankruptcy may discharge the following debts:

  • Credit card charges
  • Medical bills
  • Business expenses

Usually, individuals with an income that falls below the median income will be eligible to file for Chapter 7 bankruptcy. However, if someone earns more than the median income they may still be able to file for Chapter 7 bankruptcy if he or she has a low enough disposable income.

Contact a Chapter 7 Bankruptcy Lawyer in Cincinnati Today

Cincinnati attorney Ryan J. Ruehle, LLC, can help you determine your eligibility for Chapter 7 bankruptcy and, when applicable, he can help you through the filing process. Attorney Ruehle understands the difficulties that surround the bankruptcy filing process and he can help to streamline the process. Call (513) 621-0999 today to speak with a skilled bankruptcy attorney about your eligibility.

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